/* EWF corporate non-shell components; shared header/footer live in site-shared.css. */
/* home */
.home-hero{background:linear-gradient(110deg,#f6f4ee,#fff 55%,#f4f6f6);border-bottom:1px solid #e4e7e7}
.hero-layout{min-height:505px;display:grid;grid-template-columns:1fr 1.07fr;align-items:center;gap:4.8%;padding-top:65px;padding-bottom:70px}
.hero-copy h1{font-family:ui-serif,Georgia,"Hiragino Mincho ProN","Yu Mincho",serif;font-size:clamp(2.5rem,4.2vw,4.35rem);line-height:1.45;color:var(--navy);font-weight:700;letter-spacing:.04em}
.hero-copy h1 em{font-style:normal;color:#9d7e3f}
.hero-copy>p:not(.hero-note){font-size:1.03rem;color:#43525e;margin:28px 0}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:0 0 18px}
.hero-note{font-size:.68rem;color:#71808a;line-height:1.7;max-width:465px}
.hero-photo{position:relative;border-radius:9px 9px 55px 9px;overflow:hidden;box-shadow:0 23px 48px #17293819;min-width:0}
.hero-photo>img{width:100%;height:390px;object-fit:cover;display:block}
.hero-photo-label{position:absolute;left:0;bottom:0;background:var(--navy);color:#fff;max-width:75%;padding:14px 26px 15px;font-size:.85rem;font-weight:600}
.hero-photo-label span{display:block;color:#e7c474;font-family:Georgia,serif;letter-spacing:.08em;font-size:.72rem;margin-bottom:2px}
.home-section{padding-top:88px;padding-bottom:92px}
.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.product-card{display:block;min-width:0;background:white;border:1px solid var(--line);box-shadow:0 5px 20px rgba(22,45,61,.04);color:var(--ink);text-decoration:none;border-radius:9px;overflow:hidden;transition:transform .18s,box-shadow .18s,border .18s}
.product-card:hover{transform:translateY(-4px);border-color:#d8c08d;box-shadow:var(--shadow);color:var(--ink)}
.card-visual{display:block;height:158px;overflow:hidden;background:#eef1f2}
.card-visual img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.product-card:hover .card-visual img{transform:scale(1.035)}
.product-card-inner{padding:18px 20px 15px;display:flex;flex-direction:column;min-height:176px}
.product-card-inner small{color:#9b7b36;font-size:.72rem;font-weight:650;margin-bottom:7px}
.product-card-inner strong{font-size:1.08rem;color:var(--navy);line-height:1.55}
.card-insurer{font-size:.72rem;color:#77848d;margin:6px 0 auto}
.card-more{border-top:1px solid #ecedef;padding-top:12px;margin-top:16px;display:flex;justify-content:space-between;gap:8px;font-weight:750;font-size:.8rem;color:#334b59}
.purpose-section{background:#f2f4f4;padding:76px 0 80px}
.purpose-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.purpose-card{border-radius:10px;background:#fff;border:1px solid #e0e5e7;padding:26px 26px;display:flex;gap:23px;align-items:center;color:var(--ink);text-decoration:none;min-height:162px}
.purpose-card:hover{border-color:#bba063;color:var(--ink)}
.purpose-icon{display:grid;place-items:center;background:#f8f5ec;color:#9d7b38;border:1px solid #e6ddc9;width:60px;height:60px;border-radius:50%;font-size:1.3rem;flex-shrink:0}
.purpose-card small{font-size:.65rem;letter-spacing:.13em;color:#ab8e52;font-weight:800}
.purpose-card h3,.purpose-card h2{font-size:1.2rem;margin:5px 0 6px;color:var(--navy)}
.purpose-card p{font-size:.79rem;color:var(--muted);margin:0}
.purpose-arrow{margin-left:auto;align-self:start;color:#9b824c}
.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.service-card{padding:26px 25px;background:#fff;border:1px solid var(--line);border-radius:10px}
.service-number{display:block;color:var(--silver);font-family:Georgia,serif;font-size:1.5rem;margin-bottom:12px}
.service-card h3{font-size:1.13rem;color:var(--navy);margin-bottom:10px}
.service-card p{color:var(--muted);font-size:.83rem;line-height:1.8;min-height:82px}
.service-card a{display:inline-block;text-decoration:none;font-size:.82rem;font-weight:800;color:#314a5a;border-bottom:1px solid #bea261;padding-bottom:4px}
.closing-section{background:var(--navy);color:#fff;padding:66px 0 72px}
.closing-row{display:flex;justify-content:space-between;align-items:center;gap:50px}
.closing-row h2{font-family:ui-serif,Georgia,"Yu Mincho",serif;font-weight:600;line-height:1.55;margin-bottom:12px}
.closing-row p{color:#c8d3d6;font-size:.9rem}
.closing-links{display:flex;flex-direction:column;gap:15px;min-width:240px}
.closing-links a{color:#eee7d2;text-decoration:none;border:1px solid #7b8a91;padding:12px 15px;font-size:.84rem}
/* directories */
.feature-wide{display:grid;grid-template-columns:1.1fr 1fr;gap:0;background:#f5f6f7;border-radius:10px;overflow:hidden;margin-bottom:46px}
.feature-wide img{width:100%;height:100%;min-height:270px;object-fit:cover}
.feature-text{padding:40px 35px;display:flex;flex-direction:column;justify-content:center}
.feature-text h2{font-size:1.55rem;color:var(--navy);margin-bottom:14px}
.feature-text p{color:var(--muted);font-size:.91rem}
.selection-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}
.selection-grid a{display:flex;flex-direction:column;padding:26px;border:1px solid var(--line);border-radius:8px;color:var(--navy);text-decoration:none;min-height:158px;transition:border .2s,background .2s}
.selection-grid a:hover{border-color:#8999a5;background:#f3f6f8}
.selection-grid a small{font-size:.69rem;letter-spacing:.09em;color:#a58b56;margin-bottom:9px}
.selection-grid a strong{font-size:1.13rem}
.selection-grid a span{font-size:.81rem;color:#657984;margin-top:auto}
.purpose-directory{margin-top:25px}
.purpose-directory .purpose-card{scroll-margin-top:125px}
/* FAQ */
.faq-shell{max-width:950px;padding-bottom:100px}
.faq-toolbar{display:flex;align-items:center;justify-content:space-between;margin:10px 0 28px;color:var(--muted);font-size:.82rem}
.faq-toolbar .btn{min-height:44px}
.faq-group{margin:0 0 45px}
.faq-group h2{font-size:1.24rem;color:var(--navy);padding:0 0 15px;border-bottom:2px solid var(--silver);margin-bottom:8px}
.faq-item{border-bottom:1px solid var(--line);background:white}
.faq-item summary{display:grid;grid-template-columns:30px 1fr 26px;gap:16px;align-items:center;list-style:none;padding:20px 8px 19px;cursor:pointer;font-size:.94rem;font-weight:700;line-height:1.6;color:#294455}
.faq-item summary::-webkit-details-marker{display:none}
.faq-q,.faq-a{font-weight:800;color:#987639;font-family:Georgia,serif;font-size:1.18rem}
.faq-open{color:#a9a18d;text-align:right}
.faq-item[open] .faq-open{font-size:0}.faq-item[open] .faq-open::after{content:"−";font-size:1.1rem}
.faq-answer{display:grid;grid-template-columns:30px 1fr;gap:16px;padding:0 26px 23px 8px;font-size:.9rem;line-height:1.85;color:#46535e}
.faq-answer p:last-child{margin:0}
.faq-answer a{overflow-wrap:anywhere}
.faq-menu-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.faq-menu-card{display:flex;flex-direction:column;position:relative;border:1px solid var(--line);padding:25px;text-decoration:none;color:var(--ink);border-radius:9px}
.faq-menu-card:hover{background:#f6f9fa;border-color:var(--silver);color:var(--ink)}
.faq-menu-card small{color:#a0864d;font-size:.7rem;font-weight:800;margin-bottom:7px}
.faq-menu-card strong{font-size:1.06rem;color:var(--navy)}
.faq-menu-card span{font-size:.8rem;color:var(--muted)}
.faq-menu-card i{position:absolute;right:24px;top:28px;color:var(--silver);font-style:normal}
.policy-panel{border:1px solid var(--line);padding:32px;border-radius:9px;background:#f9fafb;max-width:860px}
.policy-panel h2{font-size:1.22rem;margin:14px 0;color:var(--navy)}
.policy-panel p{font-size:.88rem}
.policy-status{font-size:.73rem;font-weight:700;background:#f4ead0;color:#77622f;border-radius:4px;padding:7px 10px}
@media(max-width:900px) {
  .hero-layout { grid-template-columns:1fr 1fr; gap:3%; }
  .product-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
}
@media(max-width:760px) {
  .hero-layout { grid-template-columns:1fr; padding:30px 0; gap:22px; }
  .hero-copy h1 { font-size:clamp(1.65rem,6vw,2.1rem); }
  .hero-photo>img { height:180px; }
  .home-section { padding:34px 0; }
  .purpose-grid,.service-grid,.selection-grid,.faq-menu-grid { grid-template-columns:1fr; }
  .purpose-card,.service-card { min-height:0; padding:17px; }
  .service-card p { min-height:0; }
  .feature-wide { grid-template-columns:1fr; }
  .feature-wide img { height:155px; min-height:0; }
  .feature-text { padding:18px; }
  .closing-row { display:block; }
  .closing-links { margin-top:15px; }
  .faq-item summary { grid-template-columns:23px 1fr 20px; gap:8px; padding:12px 0; }
  .faq-answer { grid-template-columns:23px 1fr; gap:8px; }
}
@media(max-width:390px) {
  .product-grid { grid-template-columns:1fr; }
  .card-visual { height:125px; }
  .product-card-inner { min-height:0; }
}